Hurricane Ian hit Florida’s southwest coast on Wednesday, September 28, 2022 before being downgraded to a tropical storm the following morning. As one of the most powerful storms to ever hit the U.S., Ian caused widespread property damage and a growing number of injuries and deaths.
And while the toll of Ian’s devastation is still being assessed, it’s clear that millions of Floridians will be pursuing insurance claims. Unfortunately, some of them will have to contend with insurance carriers that fail to uphold their contractual obligations.
If you’re facing an insurance dispute over claims related to Hurricane Ian, Schlesinger Law Offices wants to help. We can discuss your matter and your options during a FREE consultation.
Learn more about how we can help with your Fisher-Price recall case during a free initial evaluation. Give our award winning attorneys a call at (954) 467-8800, or contact us online to schedule a time to speak with a member of our team.
Schlesinger Law Offices is a nationally recognized civil trial practice that fights for injured victims and wronged consumers. Based in Fort Lauderdale, we’ve earned the trust of colleagues and clients across South Florida because we know what it takes to win.
- Millions in compensation recovered for clients.
- A history of record-results in complex cases.
- Over 60 years of collective experience.
- Award-winning attorneys recognized in Florida Super Lawyers®.
Speak with a Fort Lauderdale Hurricane Ian insurance claim attorney about your legal options. Call (954) 467-8800 or contact us online for a FREE consultation.
Insurance Claim Disputes: What’s Bad Faith?
As a policyholder, you pay monthly premiums to your insurance provider with the expectation that they’ll treat you fairly if you suffer covered losses. Unfortunately, some insurance companies fail to live up to their end of the bargain by unfairly denying, delaying, or underpaying valid claims or by failing to uphold the obligations they owe you as a policyholder. This is a breach of duty known as “bad faith.”
Some examples of ways an insurer may act in bad faith include:
- Improper denial of a valid insurance claim
- Unreasonable delays in processing and paying your claim
- Failure to offer fair value of the claim or failing to settle within policy limits
- Failure to defend a policyholder against a claim
- Withholding information about benefits under the policy
- Altering policies without your knowledge
- Any act of intentional fraud, misrepresentation, or dishonesty
- Not covering covered business interruptions
Your Rights as a Policyholder: Bringing a Bad Faith Action
Insurers generally owe a duty of good faith and fair dealing to their insured, which means they’re obligated to promptly and competently investigate claims, inform you of issues related to your benefits, and provide valid justification if they cannot fulfill your policy.
If your insurer failed to uphold their duties when handling a valid claim or defending you against one, you may have legal options. This includes bringing a bad faith action against your insurance carrier to compel performance and recover damages such as:
- The benefits of your contract (the money you are owed for covered losses).
- Compensation for consequential damages such as attorneys’ fees.
- Punitive damages, in cases involving insurers that engage in fraud or intentional misrepresentation.
Our firm has extensive experience litigating disputes over insurance claims involving homeowners’ insurance, business insurance, and other forms of insurance coverage – including policies related to flooding and storm damage. We’re available to review your policy and discuss how we can help.
Personal Injury Claims from Hurricane Ian
In addition to helping home and business owners with insurance disputes related to property damage, Schlesinger Law Offices also represents clients who’ve suffered harm in personal injury cases.
While Ian was a natural disaster, there may be options for some victims whose injuries or losses resulted from the negligence of others. Some examples include injuries caused by:
- Car accidents during evacuations or post-storm.
- Negligent landlords or property owners who failed to make reasonable efforts to safeguard property against storms (premises liability).
- Utility companies that negligently failed to fortify services or engage necessary emergency protocol to protect against risks such as electrocution, gas leaks, or infrastructure accidents.
- Defective products or equipment.
- Negligent nursing homes or hospitals that failed to follow emergency protocol or implement necessary safeguards.
Million in Compensation Recovered for Clients
Schlesinger Law Offices has recovered millions of dollars in verdicts and settlements for victims and families. We’ve litigated against some of the nation’s largest insurance carriers and know how to help clients level the playing field with powerful corporations. Some examples of our results:
- $60 million product liability verdict over a fatal vehicle fire.
- $32.75 million recovery in a birth injury case.
- $14.5 million jury verdict against Geico over an uninsured motorist claim.
- $4.8 million recovery in breach of contract litigation.
Call for a FREE Case Evaluation: (954) 467-8800
Schlesinger Law Offices is a Fort Lauderdale-based trial practice that fights for clients across South Florida. If you have questions about an insurance or personal injury claim related to Hurricane Ian, we are available to help. Call (954) 467-8800 or contact us online for a FREE consultation.
I can't thank the team of lawyers from Schlesinger Law Firm for their high quality of professionalism and persistence in pursuing my lawsuit. They always made me feel part of their family.