Why Was My Insurance Claim Denied?
Insurance companies have a long history of seemingly working against clients to support their own bottom lines. Back in the 90’s, State Farm was sued by a family who alleged that the multi-billion dollar agency forged their signature on insurance forms and destroyed documents in an attempt to avoid paying claims from the earthquake that struck Northridge, CA in 1994.
"I am aware that there were many other State Farm claims arising out of the Northridge earthquake like the Taylors' (the family who filed the lawsuit) involving unauthorized signatures by State Farm agents . . . omitting earthquake coverage," former State Farm employee Amy Girod Zuniga said in her testimony.
While laws and regulations are supposed to prevent issues like this from ever arising, the simple truth is that insurance companies are businesses with the core goal of making more money. Paying the lowest about possible, or even avoiding payment altogether is in the best interest of these companies’ bottom lines, despite the fact that pursuing this course of action can leave hardworking people without the ability to cover their bills, or in the case of natural disasters, even have a safe home to live in.
Give us a call at (954) 467-8800 to speak with one of our attorneys today.
Facing down an insurance company can be incredibly intimidating and stressful, but our Fort Lauderdale insurance claim attorneys at Schlesinger Law Offices, P.A. have the knowledge and experience you need to fight for and secure the legal outcome you deserve. With more than 60 years of collective experience, you can rest assured that your case is in good hands when you choose to work with us. Contact our firm today to discuss the steps you need to take moving forward and begin putting together a plan of action that best suits your needs.
What Can I Do If My Claim Is Denied?
There are a number of different actions you can take depending on the reasons your insurance company denied your claim.
- If you can clearly indicate where your insurance company made a mistake in denying your claim, you can write to them and provide documentation that supports your position. In some cases, your insurer may accept this and provide the coverage you need.
- You can appeal your insurer’s decision with the Florida Office of Insurance Regulation.
- You can file a lawsuit against your insurer for violations of Florida’s insurance code, breach of contract, and/or bad faith insurance practices.
Insurance contracts are incredibly dense and filled with legal jargon you may not completely understand the implications of, so it’s in your best interest to reach out to an insurance claims attorney to ensure that you put yourself in the best position possible to secure the coverage you pay for.
Hire An Experienced Law Firm Today
We pay a premium for insurance coverage because it provides us with the peace of mind that when anything from a burst pipe to a natural disaster causes damage that needs to be repaired, the insurance company will provide the support we need without gutting our savings. When an insurance company attempts to get out of their end of the deal, pursuing legal pressure may be the best way to ensure that you secure the outcome you and your family deserve. At Schlesinger Law Offices, P.A., our Fort Lauderdale insurance claims lawyers have dedicated our careers to fighting for the rights of our clients, and we won’t rest until you secure the legal outcome you need. Call us at (954) 467-8800 to explain your situation to a member of our firm today, or start out with a free case evaluation by filling out our online form.